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Social Media
ICBA Hosting Community Banking Month Twitter Chat
ICBA is hosting a Community Banking Month Twitter chat next week on what’s next in community banking. The chat will feature emerging leaders, technologies, innovations, marketing across generations, social media and more.

Twitter chats are public forums where consumers, influencers and stakeholders can convene on Twitter to discuss certain topics. ICBA encourages community bankers to join the chat and tweet their insights and questions.

Guest tweeters include Social Assurance co-founder Ben Pankonin, community bank digital strategist Brad Leimer, small-business owner and Community Banking Month cupcake creator Sandra Panetta, and more.

To participate, get on Twitter at 2 p.m. (Eastern time) Monday, April 28, and follow the #BankLocally hashtag. More information is on ICBA’s Twitter Chat webpage and in the association’s Twitter Chats 101 and Tweeting for Community Bankers resources.


De Novos
ICBA Urges FDIC to Review De Novo Policies
ICBA and the American Association of Bank Directors urged the FDIC to revisit its policies and practices to ensure it is not unnecessarily inhibiting the formation of de novo banks. Following a January meeting on the lack of new bank charters, ICBA and AABD wrote to confirm the FDIC’s revised policy on de novo banks.

The letter seeks to confirm that the FDIC does not require de novos to have at their inception enough capital to maintain a capital leverage ratio of at least 8 percent for seven years—instead, the requirement is for three years. Additionally, the associations sought to clarify that de novo bank applicants are not required to submit seven-year pro forma financial statements as part of the application process. 

ICBA and AABD told the FDIC that they continue to hear that FDIC policies and practices are inhibiting the formation of de novo institutions. The associations urged the agency to review its policies on business plans and financial statements and to issue a Financial Institution Letter to dispel misconceptions about its de novo policies.

In a December joint letter, ICBA and AABD wrote that the FDIC’s policy on de novo banks adopted in 2009 makes forming new banks prohibitive. Yesterday’s letter follows a Jan. 23 meeting between the associations and the agency addressing de novo policies.


Regulation
Bill Would Require CFPB to Use Prudential Regulators for Info Requests
Sen. Dan Coats (R-Ind.) recently introduced legislation to reform how the Consumer Financial Protection Bureau requests information from financial institutions with less than $10 billion in assets. The legislation would require the CFPB to use publicly available information or seek the requested information from existing prudential banking regulators.

The Community Financial Protection Act would require the CFPB to use existing publicly available data prior to requesting any institution-specific information from prudential regulators. If the bureau does request information that is not publicly available, it would be required to justify to prudential regulators why it needs the information. Prudential regulators would be authorized to deny the request.


ICBA NewsWatch Today is sponsored by NACHA:
With nearly 1,200 members listening to what’s being said about them on social media, ICBA announced the expansion of its premier social media monitoring tool—the ICBA Social Media Monitor, sponsored by NACHA. Participating community bankers can now search up to five keywords, allowing ICBA member banks to find even more mentions of their banks from consumers, media and policymakers!  Current participants interested in adding or changing keywords can email monitor@community-bankers.com. Please include your bank name, email contact info, and list of new keywords and phrases to monitor. New participants can set up their preferences at www.icba.org/webmonitor or read frequently asked questions about the program.


Advocacy
Tweet Congress from Home During Washington Policy Summit
Community bankers who can’t make it to this month’s Washington Policy Summit can still participate via ICBA’s grassroots Twitter map. The map makes it easy for community bankers to tweet their members of Congress on the industry’s top issues.

Additionally, Washington Policy Summit attendees can use the map to quickly and easily find their lawmakers’ Twitter handles during the event. View the Twitter Map.



Poll
Take This Week’s Quick Poll
Take this week’s Quick Poll on Community Banking Month activities, and view results from the previous poll on community bank congressional open houses. View the Archive.


Education
ICBA Audio Call Covers How to Improve Manager Quality
Community banks are in a tough battle to gain good management talent. An ICBA audio scheduled for next week will feature two proven ways community bank presidents can quickly and economically improve manager quality. “Improve Manager Quality,” schedule for 11 a.m. (Eastern time) Tuesday, April 29, will explore the Human Capital Review and Employee Improvement Communications Review processes. Register Online.


Products and Services
Webinar: Currency Exchange Conversations with Traveler
Five of six travelers, accounting for more than 50 million trips from the United States this year, prefer to exchange some currency before they travel. At 3 p.m. (Eastern time) Tuesday, April 29, Travelex, an ICBA Preferred Service Provider, will share the four types of currency exchange conversations. The webinar also will feature how to identify each type by surfacing traveler objections and how to communicate the ease and convenience in using your organization for currency exchange. Register Now.











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