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Financial Literacy
ICBA, Community Banks Stand Up For Financial Literacy
ICBA announced it is joining its national and state Jump$tart Coalition partners in April to “Stand Up for Financial Literacy,” the theme for this year’s Financial Literacy Month. The association is encouraging community banks to share plain-language resources to promote financial knowledge, skills and confidence.

Meanwhile, ICBA and community bankers continue celebrating Community Banking Month in April. Community banks such as Community Spirit Bank in Red Bay, Ala.; Intracoastal Bank in Palm Coast, Fla.; Ambler Savings Bank in Ambler, Pa.; and others have made headlines this month by emphasizing the importance of community banking.

Community bankers can continue celebrating by using customizable resources on ICBA’s Marketing and Communications Toolkit, tweeting with the #BankLocally hashtag and sharing their photos with ICBA on Facebook.

Social Media
Community Banking Month Twitter Chat Slated for Monday
In related news, ICBA is hosting a Community Banking Month Twitter chat this Monday on what’s next in community banking. The chat will feature a variety of guest tweeters on topics such as emerging leaders and technologies, marketing across generations, and more.

ICBA encourages community bankers to join the chat and tweet their insights and questions. To participate, get on Twitter at 2 p.m. (Eastern time) Monday, April 28, and follow the #BankLocally hashtag.

More information is on ICBA’s Twitter Chat webpage and in the association’s Twitter Chats 101 and Tweeting for Community Bankers resources.

Join ICBA Washington Policy Summit from Home
Community bankers who can’t make it to next week’s ICBA Washington Policy Summit can still participate with ICBA’s Virtual Policy Summit and grassroots Twitter map.

The Virtual Policy Summit makes it easy for community bankers to contact their members of Congress on the very same issues that their fellow community bankers are lobbying while in Washington. Meanwhile, the grassroots Twitter map allows community bankers to tweet their members of Congress with customizable messages.

Additionally, community bankers coming to the nation’s capital for the Washington Policy Summit can enter a social media contest. Community bankers who tweet ICBA a photo of themselves and a #BankLocally Metro ad will be entered for one of five $50 gift cards.

Access Virtual Policy Summit. View the Twitter Map.

ICBA NewsWatch Today is sponsored by NACHA:
With nearly 1,200 members listening to what’s being said about them on social media, ICBA announced the expansion of its premier social media monitoring tool—the ICBA Social Media Monitor, sponsored by NACHA. Participating community bankers can now search up to five keywords, allowing ICBA member banks to find even more mentions of their banks from consumers, media and policymakers!  Current participants interested in adding or changing keywords can email monitor@community-bankers.com. Please include your bank name, email contact info, and list of new keywords and phrases to monitor. New participants can set up their preferences at www.icba.org/webmonitor or read frequently asked questions about the program.

Credit Unions
NCUA Pursues Capital, Common-Bond Restrictions for Credit Unions
The National Credit Union Administration approved stricter capital rules on certain credit unions and proposed clearer field-of-membership definitions.

The NCUA board passed a final rule requiring capital planning and stress testing for credit unions with more than $10 billion in assets. The rule requires covered credit unions to submit an annual capital plan to NCUA for approval, with supervisory stress tests slated to begin this year.

Four credit unions currently exceed $10 billion in assets, and a fifth is projected to exceed the threshold before stress testing begins, the NCUA said. Stress test results will remain confidential during the first three years.

The NCUA also approved a proposed rule to define more clearly which associational groups qualify for federal credit union membership. The proposed rule would establish a threshold requirement that an association not be formed primarily for expanding the federal credit union’s membership. It would provide automatic approval for associations that do qualify.

ICBA has repeatedly called for stricter rules to prevent credit unions from increasing their membership and markets beyond their statutory mission of serving people of small means with a common bond.

De Novos
ICBA Urges FDIC to Review De Novo Policies
ICBA and the American Association of Bank Directors this week urged the FDIC to revisit its policies and practices to ensure it is not unnecessarily inhibiting the formation of de novo banks. Following a January meeting on the lack of new bank charters, ICBA and AABD wrote to confirm the FDIC’s revised policy on de novo banks.

ICBA and AABD told the FDIC that they continue to hear that FDIC policies and practices are inhibiting the formation of de novo institutions. In a December joint letter, ICBA and AABD wrote that the FDIC’s policy on de novo banks adopted in 2009 makes forming new banks prohibitive.

Senate Banking Panel Taking Up GSE Reform, Nominations Tuesday
The Senate Banking Committee is scheduled to mark up housing-finance-reform legislation on Tuesday following a vote on several executive nominations.

The committee is slated to vote on the nominations of Stanley Fischer, Jerome Powell and Lael Brainard for the Federal Reserve Board; Nani Coloretti and Gustavo Velasquez Aguilar for the Department of Housing and Urban Development; and J. Mark McWatters for the National Credit Union Administration board.

Following the votes, the committee will take up the Housing Finance Reform and Taxpayer Protection Act of 2013 (S. 1217). ICBA has worked closely with members of Congress and the administration on the legislation. Additionally, hundreds of community bankers next week will discuss housing-finance reform in meetings with lawmakers as part of the ICBA Washington Policy Summit.

Take This Week’s Quick Poll
Take this week’s Quick Poll on Community Banking Month activities, and view results from the previous poll on community bank congressional open houses. View the Archive.

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