News & Announcements
America Saves Week Kicks Off On Monday
The Independent Community Bankers of America ® (ICBA) is proud to add community bankers’ voices to the nearly 2,000 organizations nationwide that are encouraging Americans to save as part of America Saves Week,
Feb. 25 – March 2, 2013. This nationwide campaign features a broad coalition of nonprofit, corporate and government organizations that are committed to raising awareness of the importance of creating savings funds, building an emergency fund or paying off debt.
America Saves Week is an annual opportunity for organizations to help promote positive savings behavior and for families and individuals to save and build wealth.
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News & Announcements
Leap into the 2014 ICBA National Convention with a Free Ticket!
Yes, you read that correctly! ICBA is giving away a free convention registration to the 2014 ICBA National Convention & Techworld in Honolulu, Hawaii! Follow these steps for your chance to win:
A. Be a Twitter user or sign up for Twitter.
B. Follow us @ICBA.
C. Tweet during the 2013 ICBA National Convention & Techworld using the
hashtag #ICBALV13!
Deadline to enter is before noon (Eastern time) on Thursday, March 21. The winner will be announced on Friday, March 22 via ICBA’s Twitter handle. For contest specifics, check out the social media section on our convention website. New to Twitter? Check out our "how-to" section and the list of convention Twitter handles to follow.
Important: Please make sure you are easily identifiable through your Twitter account. For example: include your bank name, title, first and last name, and/or a head shot.
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News & Announcements
ICBA Offers New Mortgage Rules Resource Pages
In
January of 2013 the Consumer Financial Protection Bureau (CFPB) issued six final rules that will help govern mortgage lending. These rules will have far-reaching impacts on the mortgage market and shape mortgage lending for many years to come. ICBA has developed a resource page to help community bankers understand the rules, help answer questions regarding their applicability, and prepare for implementation. ICBA will continue to update the page as information and clarification of the rules becomes available.
Topics Addressed:
- Ability to Repay/Qualified Mortgage Standards;
- Appraisals for Higher-Priced Mortgage Loans;
- Escrow Requirements for HPML Loans;
-
High-Cost Mortgages/HOEPA Requirements;
- Mortgage Loan Originator Compensation and Qualification Standards; and
- Mortgage Servicing Requirements (RESPA and TILA).
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News & Announcements
“Check Out The “I Luv My Community Bank” Campaign Video!
The “I Luv My Community Bank” campaign launched earlier this month. ICBA will continue seeking consumer testimonials until April 12. Submissions are being collected via the campaign’s interactive website, its Facebook app, and on Twitter (tweet using the hashtag #ILuvMyCB).
Want more details on the campaign? ICBA’s Chris Lorence explains in this video what the campaign is about and how community banks and their customers can get involved.
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- The campaign is designed to promote the importance of community banks and will complement Community Bank Month in April and the nationally recognized Go Local initiative. Sign up today!
ICBA Member Access is sponsored by March Networks:
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banks and credit unions worldwide. Visit us online and download our Financial Solutions white paper to learn more.
Education
Webinar: Is Your Compliance Program Ready for 2013? A Five-Prong Strategy for Getting Ready
Join this complimentary webinar and hear Wolters Kluwer Financial Services compliance experts, including two former federal regulators, review high-risk areas with increased vulnerability and recommend a five-prong strategy for preparing your institution.
When: Tuesday, Feb. 26 at 2 p.m. (Eastern time)
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Education
Webinar: ACH Risk Management
More
and more, banking regulators and rule-making bodies are requiring financial institutions to develop documented policies and procedures related to ACH processing. The process of developing such documentation can be daunting. This session will give you a framework for building an effective ACH Risk Management Policies and Procedures manual for your financial institution.
Be prepared for the regulators and auditors! Attend this one-hour webinar lead by an industry expert and discover just what's missing from your ACH Risk Management Policies and Procedures.
When: Tuesday, Feb. 26 at 11 a.m. (Eastern time).
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Education
Webinar: Breaking Through to the Board: Four Tips for a Better Board
Because
of access to technology, our society is inundated with information. To attract and keep the attention of your Board of Directors, you have to be clear, concise, and most of all, compelling. ICBA Preferred Service Provider, Banker’s Dashboard will host a webinar where you’ll learn best practices to streamline your Board package and deliver the right content to facilitate your Board’s best thinking.When: Tuesday, Feb. 26 at 2 p.m. (Eastern time).
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Education
Online Resource: Do Your Lending Personnel Know and Follow the Fair Lending Laws?
Fair
lending has become a priority for examiners and the U.S. Department of
Justice. The Civil Rights Division is increasing its efforts to combat
lending discrimination with the establishment of the Fair Lending Unit
along with strengthened partnerships with other federal agencies. Use
Fair Lending for Lending Personnel to train your employees. Every bank
must ensure that personnel know and follow the requirements of the fair
lending regulations consistently.
Fair Lending for Lending
Personnel is an interactive rich application that provides you with
immediate and easy access to information about the Fair Lending
requirements.
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Products & Services
Latest ICBA Compliance Newsletter Now Available
ICBA Compliance and Risk Management released the latest edition of its compliance newsletter in conjunction with strategic ally Chartwell Compliance. The latest Chartwell Compass
publication features articles on deception and fraud, Consumer Financial Protection Bureau mortgage rules, new appraisal standards for higher-priced mortgage loans and more.
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Products & Services
Improve IT Security & Compliance with Compushare Q1 Promotion
Compushare,
an ICBA Preferred Service Provider, is running a promotion exclusively for ICBA members: Purchase Compushare's Risk Director Solution and receive the first six months free, or receive the first year free when purchased with any other Compushare Solution!
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Products & Services
New
IB White Paper Vault Listing: 10 Things That Will Make Your Small Business Customers More Successful and More Loyal
Small businesses have long been a vital part of the U.S. economy and symbols of the American dream. But, during the past few years, small business owners have faced their fair share of challenges, which has created an environment in which only the strong will survive. The good news? This presents an excellent opportunity for community banks to be more instrumental in supporting their success.
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